Major Medical

Major Medical

By Kelly Montgomery, About.com

Updated: October 27, 2008

About.com Health's Disease and Condition content is reviewed by our Medical Review Board
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* deductibles
* copays
* major medical

Definition: Major medical health insurance covers the expenses associated with serious illness or hospitalization. Major medical plans usually have a set amount, or deductible, for which the patient is responsible. Once that is paid, the plan covers most of the remaining cost of care, subject to co-pays or co-insurance paid by the patient.

Most health insurance plans sold today are major medical plans.
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Kelly Montgomery
Guide since 2005

Kelly Montgomery
Health Insurance Guide

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